Remote Jumbo Mortgage Underwriter - (Denver, CO)

Summary The Underwriter issues credit decisions based on the documented borrower profile within the guidelines of the program and client qualifications. Underwriters will meet the min daily production goals and perform within department audit standards. Signing authority of $1M plus is required. Required functions Perform data Input and analysis of findings in Loan Prospector, Desktop Underwriter, Assetwise, other AUS engines, and OES Review of credit reports to determine credit patterns, current liabilities, outstanding judgments and collections. Review of residential mortgage appraisal forms 1004, 2055, 2065, 2075, 1025, 1073, 2000, and AVMs. Calculate of Loan to Value ratios. Analyze income from salaried, commissioned, self-employed, investments, fixed income sources. Analyze assets statements for all types of asset accounts. Reconcile findings with published guidelines to address/resolve variances. Meet department performance standards.