Mortgage Loan Officer - (Johnson City, TN)

Location 1907 North Roan Street Johnson City, TN 37601 Reports to: Mortgage Lending Manager - Johnson City Supervises: n/a FLSA Status: Non-Exempt Salary Grade: five Role Summary Primary assignments include the solicitation and origination of Mortgage, real estate related and other HomeTrust Bank loan products. Incumbent counsels borrowers to ensure they acquire a loan product appropriate to their circumstances. Assesses with customer the best options for the customer’s needs and makes appropriate recommendations. Analyzes the prospective borrower’s income and debt, counsels borrower on credit record or other problems, and pre-qualifies the borrower. Provides disclosures to borrower including Truth in Lending and Good Faith Estimates. Specific Job Functions * Originates Mortgage and other real estate related loans, as well as consumer and small business loans. * Interviews customers and completes detailed loan application. * Prequalifies borrowers using standard underwriting procedures.