Senior Consumer Lending Underwriter - (Newburgh, IN)

POSITION PURPOSE Responsible for receiving, reviewing, and processing applications for retail consumer, indirect automobile, home improvement, 2nd mortgage, home equity, credit card, and overdraft account loans. Assembles and evaluates loan applications and approves those that meet initial lending criteria and are within approved lending limits. Presents loan requests above lending limit for approval as per loan policy. Ensures members and prospective members are promptly and professionally served. Provides general credit union details and cross-sells services. CRITICAL FUNCTIONS AND BASIC DUTIES 1. Assumes responsibility for effectively receiving, reviewing, and processing loan applications. a. Receives loan applications from branch personnel and indirect automobile dealers, and processes preliminary documentation on loan requests.