Mortgage Underwriter I - (Sioux Falls, SD)

General Description and Key functions : Applicant must have 2+ years mortgage background. The Underwriter one position is responsible for underwriting Conventional, FHA, USDA, and Bond loans following established company, agency and investor guidelines. Underwriter must be able to underwrite FNMA products using DU automated underwriting system without assistance. RD, Bond and FHA background is preferred but not required. The Underwriter one must be service-focused with superior time-management and communication abilities while possessing the expertise to multi-task and maintain keen attention to detail. The Underwriter must conduct business with integrity and in a highly ethical manner. The Underwriter will collaborate with loan originators, 3rd parties and production staff to secure all required documents and then assess risk based on their expertise to analyze credit reports, income documentation, assets, liabilities, property appraisals