Mortgage Originator - (Philipsburg, PA)

Basic Function: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives. Responsible for adherence to compliance guidelines and to the requirements of federal registration under the SAFE Act. Position duties: Interviews candidates to collect and analyze details regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses candidate s credit worthiness. Has authority to issue pre-qualification statement of borrowers eligibility.