Commercial Loan Credit Analyst - (Coxsackie, NY)

GENERAL SUMMARY: As a Commercial Loan Credit Analyst, you will assist with managing credit risk and loan quality of all commercial lending functions. You will also be responsible for developing background info on borrowers, analyzing financial statements, developing and analyzing cash flow info and preparing credit proposals. You will participate in joint customer calls and assist loan officers in conducting site inspections when needed. GENERAL RESPONSIBILITIES: Ensure compliance with bank policies and procedures Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money Obtain and analyze all necessary financial data Perform written analysis of new loan applications to measure financial strengths and weaknesses of borrowers and guarantors