Mortgage Underwriter - (Mableton, GA)

5 plus years of background in underwriting residential mortgage loans (frontline underwriting) Interpretation and application of lending documentation, credit reports and income/assets calculations Knowledge of the principles and regulations applicable to mortgage lending Background working on Jumbo loans, Self Employed, High Net Worth loans Understand tools and terminology relative to the appraisal process sufficient to perform collateral reviews Possess expertise to perform standard credit and income analysis Verify and validate income, assets and liability documentation to support underwriting decision. Calculate and verify DTI, income structure and related verifications Familiarity with fraud red flags and outside services used to determine or verify fraud