Risk Rating Credit Analyst, Sr. - Columbia SC, Birmingham AL or Columbus GA - (Columbus, GA)

Position details: As part of the DRR Centralized Credit Analysis team, under minimal supervision performs duties related to the credit review of larger and more complex DRR flagged commercial loans with a focus on financial statement spreading to attain accurate risk ratings. Requires advanced proficiency in the various risk rating models and scorecards for C&I and CRE loans. May perform financial spreads for prospects not requiring risk ratings. Refers to documented policies and procedures to guide and support the review and risk rating process. Seeks the advice of senior teammates on more complex and questionable issues that are outside of the assigned scope. Performs financial and statistical analysis to assist bank personnel in the determination of the clients' credit worthiness while minimizing risk exposure. Prepares analysis, reports and presentations for management review and regulatory reporting. May assist in Quality Assurance Reviews.