Underwriter Small Commercial (Surety) - (Sioux Falls, SD)

Job description Under broad supervision responsible for underwriting risks on small accounts of a Surety book of business. Works within limited authority on assignments of moderate technical complexity. Utilizes underwriting policies and guidelines rating manual rules and insurance laws and regulations. Essential Duties & Responsibilities Performs a combination of duties in accordance with departmental guidelines: Reviews applications and financial qualifications for risks requiring moderate technical underwriting skills. Determines acceptability of risk in accordance with company guidelines and standards. Recommends appropriate pricing and coverage modifications or enhancements for risks after complete analysis and consideration of candidate documentation business factors and competitive situations. Prepares quotes and answers questions from agencies internal and external contacts and escalates issues as necessary.