Indirect Consumer Underwriter - (Decatur, IL)

Indirect Consumer Underwriter GENERAL SUMMARY OF RESPONSIBILITIES: Responsible for producing a high volume of good quality indirect consumer loans from all of our indirect dealer relationships. Also responsible for a good knowledge of the Dealertrack & Route 1 systems, analyzing data for underwriting and collection of delinquent loans. DESCRIPTION OF PRIMARY DUTIES: Underwrite good quality indirect consumer loans in accordance with bank lending policies and regulations, while maximizing bank profits. Maintains the asset quality of the indirect retail lending portfolio. Reviews delinquency reports, performs routine follow up with past due customers and coordinates collection efforts with other loan officers. When necessary, repossesses and liquidates collateral and works with bank's attorney when legal action is required.