AG Portfolio Analyst / Underwriter - (Bakersfield, CA)

AG Portfolio Analyst / Underwriter Bakersfield, CA USA Sr. Underwriter / Risk Analyst is responsible for underwriting and risk analysis of credit requests within assigned business line. Performs independent, objective, and detailed financial and collateral analysis of credit requests. In collaboration with relationship manager, responsible for structuring transactions, developing credit recommendations, and loan portfolio monitoring including covenant compliance. Independently classifies loan performance and recommends risk rating. Completes credit applications as assigned. Performs annual reviews as required on all credit relationships. Notes significant trends and recommends policy changes if necessary. Collaborates with stakeholders on credit related matters to ensure expeditious processing and improve client background. Responsibilities include and are not limited to the following: